Fast Loans Up to $10,000

Get your loan approved in just three simple steps today.

About LightStream Loans

Fast, simple loans up to $10,000 with just three easy steps—identity check, bank verification, and quick funding.

A friendly customer smiling while using a laptop to complete an online loan application.
A friendly customer smiling while using a laptop to complete an online loan application.

150+

15

Trusted Nationwide

FDIC Approved

How It Works

Get your loan in three simple steps, fast and secure.

Verify ID

Confirm your identity quickly to start your loan process.

A friendly customer holding up their ID card with a smartphone scanning it.
A friendly customer holding up their ID card with a smartphone scanning it.
Bank Auth

Securely connect your bank account with routing and account numbers.

Set up mobile banking details to enable smooth payments.

Get Funded
A digital wallet screen showing a loan amount being deposited instantly.
A digital wallet screen showing a loan amount being deposited instantly.
A happy borrower checking their bank app with a smile after receiving funds.
A happy borrower checking their bank app with a smile after receiving funds.

Get Funded Fast

Secure your loan in just three steps