Fast Loans, Simple Steps

At lightstream by truist, we get your loan to you in just three easy steps—identity check, bank verification, and funding.

A friendly customer smiling while using a laptop to complete an online loan application.
A friendly customer smiling while using a laptop to complete an online loan application.

150+

15

Trusted Nationwide

FDIC Approved

Our Process

Get your loan in three simple and fast steps.

Identity Check
A friendly customer verifying their identity on a smartphone app.
A friendly customer verifying their identity on a smartphone app.

We confirm your identity quickly and securely.

A user entering bank details on a secure online form.
A user entering bank details on a secure online form.
Money being transferred instantly into a user’s bank account.
Money being transferred instantly into a user’s bank account.
Bank Login

Link your bank with encrypted authentication.

Funding happens fast, directly to your account.

Receive Funds

Get Funded Fast

Secure bank verification in three simple steps